Bank Account

Required Inputs

Input	Value
country	NG
id_type	BANK_ACCOUNT
bank_code	The 3-digit CBN issued code for the bank. The full list of supported banks is listed below.
id_number	Bank verification number

Response Fields

Response Field	Value Returned
Country	YES
IDType	YES
IDNumber	YES
IssuanceDate	NO
ExpirationDate	N/A
FullName	YES
DOB	NO
Photo	NO
PhoneNumber	NO
PhoneNumber2	NO
Document	NO
Gender	NO
Address	NO

All fields are returned as a string.

The BANK_ACCOUNT service returns only the names of the bank account holder.

ID Number Regular Expression (Regex)

To limit the probability of your user mistyping the id number, we advice that you enforce the format of the id number field in your app. You can use the regex below:

• /^[0-9]{10}$/

Supported Products

The Nigeria bank account can be used on any of the following products:

• Basic KYC

• Enhanced KYC

For the supported integration options, you can check the integration options supported by each product here.

⚠ Important: For Basic KYC, we can only match the following fields: first_name, middle_name, last_name, gender, dob, phone_number.

Sample ID Numbers

To test the Nigeria BANK_ACCOUNT in our Sandbox, we provide you with 5 different id numbers to mirror various scenarios you can experience with real IDs in production.

ID Number	Result	Result Code
0000000000	Success with PII return	1012
0000000001	Failure, no record found	1013
0000000002	Invalid ID number format	1014
0000000003	Database unavailable/unknown network issue	1015
0000000004*	Success with custom PII return	1012

* You can read more about customising the PII response in sandbox in our documentation here.

Bank Codes

Bank	Bank Code
Access Bank	044
Access Bank (Diamond Bank)	063
Ecobank	050
Enterprise Bank	084
Fidelity Bank	070
First Bank	011
First City Monument Bank	214
Guaranty Trust Bank	058
Jaiz Bank	301
Keystone Bank	082
Mainstreet Bank	014
Polaris Bank	076
Stanbic IBTC	221
Skye Bank	076
Sterling Bank	232
Union Bank	032
UBA	033
Unity Bank	215
Wema Bank	035